FAQs
Loan approvals usually take 24–72 hours, depending on the bank and the applicant's documentation readiness. Home loans and loan against property may take longer due to property verification.
We work with multiple banking partners who offer solutions for applicants with low or moderate CIBIL scores. Approval depends on income stability, existing loans, and profile strength.
Absolutely, We follow strict data protection and privacy standards to ensure your sensitive information is fully secure and never shared without consent.
Most lenders require a minimum net salary of ₹18,000 to ₹25,000 per month, depending on the city and employer category.
The documents vary depending on the loan type, but generally include:
Aadhaar / PAN Card
Address Proof
Income Proof (Salary Slip / Bank Statement / ITR)
Business Proof (for business loans)
Property Documents (for home/LAP loans)
Our team will guide you through the exact documentation required for your profile.
FAQs
No. We do not charge any upfront consultation fees.
All initial guidance, eligibility checks, and loan comparisons are completely free.
You do not need to make any payment to us.
If the lender requires a processing fee, it is paid directly to the bank, not through LendAura Fin.
Bank processing fees are usually non-refundable.
However, since we don’t charge you, there is no payment to LendAura Fin at any stage.
We never ask for payment via UPI, wallet, or personal account.
Any payment (if required) must be made directly to the official bank account as per their policy.
No. Becoming a DSA partner with us has zero registration charges.
There are no onboarding, training, or documentation fees.
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